Hive Hive
Start a pilot
Regulators give you 12 months
Banking & CLARITY Act

CLARITY Act compliance is
ready today.

Section 404 says you have to track activity-based yield for every stablecoin deposit. Hive gives you real-time, post-quantum signed proof of every event for $0.0192 each. Compare that to what you're paying compliance staff to do it by hand.

Mint a key See Capitolare

Patent Pending · Signed with ML-DSA-65 · Anchored on Base

$0.0192
per attestation, for each activity-based yield event
Compliance analyst + audit coord $160K to $280K / FTE / yr
Hive attestation cost $0.0192 / event
Proof format ML-DSA-65 + Ed25519
Anchoring Base (USDC)
Proof size 3,309 bytes
Verify latency 8.6ms offline
Compression vs baseline 60% to 76%
Ready now. You don't have to wait for standards bodies. ML-DSA-65 is NIST FIPS 204, the government's post-quantum signature standard. Any regulator can check a receipt on their own computer with the public key.
Regulatory deadline
12 mo.
Section 404 permitted activities. Set by the Fed, OCC, FDIC, NCUA, and Treasury.
Cost per attestation
$0.0192
Compare that to a $160K to $280K compliance hire, every year
Quantum-resistant
FIPS 204
ML-DSA-65 is NIST Category 3. These receipts will still hold up in 2055.
The problem

Three gaps no other vendor closes

Section 404

Activity-based yield tracking

Every stablecoin deposit has to show which activities earned yield, when it happened, and at what rate. Spreadsheets and bits of log data won't pass an audit. Banks need a signed trail for every single event, one that nobody can quietly edit.

Deposit flight risk

Real-time attestation at scale

Banks are losing deposits as customers move money into yield-bearing stablecoins. Your compliance team can't sign off on millions of tiny yield events by hand. This has to run on its own, use real cryptography, and hold up under audit.

Quantum exposure

Signatures that hold in 2035

Compliance evidence signed with ECDSA today could be forged by a quantum computer before your regulatory review window even closes. Banks need post-quantum signatures on every attestation right now, not sometime later on a roadmap.

The solution

Capitolare handles compliance for stablecoin banking

1
Every yield event produces a signed receipt It carries two signatures, ML-DSA-65 and Ed25519. The proof is 3,309 bytes. Any regulator can check it on their own computer. Nobody needs a shared secret.
2
Receipts anchor to Base in real time Everything settles in USDC. The chain of custody can't be altered. You can tell right away if anything was tampered with. Nobody has to stitch logs together after the fact.
3
Regulators get one exportable package It's a single signed ZIP file. Every attestation, every timestamp, every public key is inside it. No vendor needs to be in the room during an exam.
4
Algorithm upgrades don't force a restatement When NIST moves to its next standard, Hive R12 carries a transition proof chain that's backward compatible. Old receipts stay valid. New receipts carry both signatures.
CLARITY Act timeline
CLARITY Act enacted The stablecoin issuance framework is now law. That triggers the Section 404 activity-based yield rules.
Hive infrastructure ready ML-DSA-65 receipts, the Capitolare settlement venue, and Base anchoring are all live today. Patent Pending.
12 months: permitted activities get defined The SEC, CFTC, and Treasury have to jointly define permitted activities by this date. Banks need their attestation setup in place before then.
24 months: deposit impact report The Fed, OCC, FDIC, NCUA, and Treasury report on how deposits have moved. Banks with a signed receipt trail will be ready for it. The rest won't.
Competitive landscape

Nobody else has this stack

Chainalysis handles surveillance. Fireblocks handles custody. Nobody handles real-time, post-quantum, activity-based yield compliance. Until now.

Capability Chainalysis Fireblocks KITE AI Hive
Activity-based yield attestation No No No Yes, per event
Post-quantum signatures No No No ML-DSA-65 FIPS 204
Offline-verifiable receipts No No No Yes, 8.6ms verify
Algorithm epoching No No No R12, transition chain
USDC / Base settlement No Yes Partial Yes, native
Cost per attestation N/A N/A N/A $0.0192
Regulator export package Yes Partial No Yes, signed ZIP
You have 12 months. Start now.

Start a CLARITY Act pilot.
We're ready today.

Bring your deposit volume. We'll show you what a signed, regulator-ready receipt looks like for every yield event, before your compliance window closes.

Mint a key See Capitolare architecture

High-volume or negotiated terms? Talk to Steve

Patent Pending · Every receipt is signed · Every benchmark can be reproduced